Education Secretary Miguel Cardona listens as President Joe Biden speaks about student loan debt forgiveness in the Roosevelt Room of the White House

source:Evan Vucci

President Joe Biden speaks about student loan forgiveness in the Roosevelt Room of the White House, ... [+] Wednesday, Aug. 24, 2022, in Washington.

source:social media

A federal district court judge in Texas has struck down President Biden’s unprecedented student loan forgiveness initiative, dealing a major blow to his plan to provide relief for millions of borrowers.

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Biden’s program would allow up to 40 million borrowers to receive $10,000 or more in student loan forgiveness if their earnings fell within the program’s income guidelines in either 2020 or 2021.

But no borrower has received loan forgiveness under the initiative due to ongoing legal challenges.

source:Evan Vucci

The decision by the U.S. District Court judge in Fort Worth, Texas is different than every other court ruling on Biden’s student loan forgiveness plan so far

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Those earlier decisions have turned on whether the party that filed the lawsuit has standing to sue in the first place

To have standing, a party must demonstrate a concrete injury sufficiently tied to the challenged program. But in the latest decision, Judge Mark T. Pittman — a Trump appointee — struck down the program on the merits.

“In this country, we are not ruled by an all-powerful executive with a pen and a phone,” said Pittman in his written decision.

The Biden administration condemned the court’s ruling and vowed to appeal.

"We are disappointed in the decision of the Texas court to block loan relief moving forward,” said U.S. Secretary of Education Miguel Cardona in a statement.